Kasi2Kasi

Digital Constitution

Your group rules, formalized digitally. Every member reads and signs off before joining — no surprises, no excuses.

Rules everyone agreed to.

The chairperson sets the group's constitution — contribution amounts, penalties, payout order, and any custom rules.

Before joining a group, every member must read and accept each rule. It's a digital handshake.

Who accepted what, and when — it's all tracked. No 'I didn't know that was a rule' arguments.

Rules aren't set in stone. The group can vote to change them through the democratic governance system.

Here's what a typical Stokvel constitution might look like:

Each member contributes R500 on or before the 1st of every month.

Payments received after the 3rd incur a R50 late fee added to the next round.

Two consecutive missed payments result in automatic suspension pending group vote.

Payout positions are assigned at join time. The order does not change unless voted on.

A member may exit early but forfeits any payout not yet received. Contributions are not refunded.

All disputes are resolved by majority vote. The chairperson has a tiebreaker vote.

“When the rules are written down and everyone signed, there's no fighting. Everyone knows the deal.”

— Stokvel Secretary, Mamelodi

Join Kasi2Kasi and start managing your Stokvel the modern way.